When you purchase a Life Insurance policy, you’ll need to decide on who will receive the proceeds. While some insurers waive the medical exam, others follow a more traditional underwriting process that can take months. When choosing your beneficiaries, you should also take into account contingent beneficiaries. Some policies will pay out a percentage of…
North America is a continent spanning the Pacific Ocean and the Rocky Mountains. The Appalachian Mountains are the oldest mountain range in the world and stretch from Alabama to Canada. North America has a vast history of geologic activity, with more dinosaur fossils found in North America than in any other modern country. Geology is…
The Western Trail is an iconic route through the Rocky Mountains. It was built for cattle and horses to travel from the western states to markets in the eastern and northern states. The trail was used for many reasons. It was a popular place for people to camp, hike, and ride horses. In fact, it’s…
Several eras in america history are well worth reading. Christopher Columbus, sponsored by Spain, led the first major exploration of North America. However, he brought with him Old World diseases, causing catastrophic epidemics and a significant decrease in native population. Nevertheless, these events were a time of rapid technological advances in communication and sailing techniques,…
The study of western civilization has grown tremendously at the University of Colorado Boulder. In fact, the Benson Center has provided hundreds of thousands of dollars in grants for events that focus on the Western tradition. Many of these events are centered around western history and culture. The earliest examples of this type of research…
The first step in purchasing Life Insurance is applying for coverage. If you have a healthy lifestyle and don’t have children, you may not need to purchase this policy. However, you should consider what would happen if you were to die prematurely. Your spouse might depend on you financially, and your spouse may not have…
North America is a continent in the Northern Hemisphere. It occupies almost the entire Western Hemisphere. It is often described as the “northern subcontinent” of the continent of Asia. However, it is not the only continent in the world named North America. The northern regions of North America are also the most populated. With a…
The Western Trail began as a cattle trail and later became the Great Northern Cattle Trail. These trails were built to transport cattle and horses from the western states to markets in the northern and eastern states. Today, the trails are used for many different purposes. One of them is the transportation of goods from…